The proverbial lightbulb went off when Konrad Alt and I met in mid-2024. Solving and advising on complex challenges for banks, fintechs, payments companies, and the digital asset ecosystem is what Klaros does. That meeting sparked a shared conviction that solving institutional challenges ultimately comes down to people — their judgment, creativity, and execution. In working side-by-side with clients navigating regulatory uncertainty or scaling for growth, we noticed a common