BLOG

Roman Goldstein Klaros is a small firm, and historically it’s been unusual for us to add more than one team member a month, if that - but...

Sepideh Rowland We’ve all heard about the loosening of the regulatory reins in Washington, but one place where that’s definitely NOT...

Banks and bank holding companies issued $45 billion of subordinated debt in the short period from late 2020 through 2022 and a wave of sub debt refinancings is just beginning to reach the market. Are we ready?

We’re happy to welcome Valerie Song as Senior Director to support our growing licensing practice. Valerie Song Licensing has been a key...

Differences between bank and bank holding company (BHC) capital requirements provide BHCs greater flexibility to optimize their capital structure, creating incentives for the issuance of subordinated debt (sub debt). Sub debt issuance spiked from late 2020 through 2022 as companies sought to take advantage of pandemic-era near-zero interest rates and a flood of investors seeking meaningful yield.

Forces have recently conspired to make financial regulations as mild as they have been since the Global Financial Crisis. Perhaps...