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By Tod Gordon, Andy Kampf, Frank Mastrangelo, and David Simon Americans are carrying $1.233 trillion in credit card debt  as of the third quarter of 2025, up from $1.209 trillion in Q2 2025 and the most since the New York Fed began tracking the data in 1999. Credit card payments are a burden for many American consumers, which is why calls for limits or caps in some form have come from voices on the left as well as the right . Well-meaning policy initiatives can have unexpecte

Servicers of all types of loans are on the front lines of the economic collapse Notwithstanding that, for once, we are living through an...

Last Thursday, the Small Business Administration officially announced the inevitable: the Paycheck Protection Program (PPP), the Federal...

With memories of the last foreclosure crisis still fresh, policymakers working to address the current crisis have taken pains to protect...