Why are community bank mergers increasing? Brian Graham, Jonah Crane, and I attended Bank Director Magazine’s aptly named (and this year equally aptly timed) "Acquire or Be Acquired" Conference  last week - here are our observations and comments. Given that AOBA is an M&A conference , it’s perhaps not surprising that all attendees believe the stars are aligned for more bank mergers, especially among community banks - but there was little consensus on when that might happen.