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BY PATRICK HAGGERTY In the aftermath of recent bank failures and subsequent deposit flight from several regional banks, the way banks...

BY ANDREAS WESTGAARD AND CHRISTINA HUNT-FUHR The much-anticipated guidance on third-party relationships issued in June by the Fed, OCC,...

BY KEVIN STEIN There’s a lot to like about the Banc of California/PacWest merger announced yesterday. The transaction creates a combined...

BY BRIAN GRAHAM The first half of 2023 has been chaotic for the banking industry: a spate of bank failures, fundamental restructuring of...

BY TOD GORDON Bank liquidity regulation and resulting practices were derived and honed from the learnings of the Financial Crisis. A...

BY KEVIN STEIN Over my thirty-five years in the banking sector, I’ve witnessed the number of FDIC-insured depositories decline from...

BY JONAH CRANE, BRIAN GRAHAM, AND KEVIN STEIN Once again, the banking system is under stress and banks are in need of additional capital....

BY MICHELE ALT In the Fed report analyzing the dramatic collapse of Silicon Valley Bank (SVB), Michael Barr, the Fed’s vice chair for...

BY VINCENT CUROTTO On Weds. May 3, just hours after Jerome Powell assured the public that the U.S. banking sector was “sound and...

By PATRICK HAGGERTY Following the announcement over the weekend that Swiss regulators had forced through an emergency acquisition by UBS...

Saturday March 11, 2023; 6 PM PST We at Klaros have received numerous inquiries today from VCs and portfolio companies with concerns...

By MARY DENT & TRACY BASINGER The FDIC’s biennial national survey of unbanked and underbanked households has been the “go to” reference...

BY ADAM SHAPIRO Banking as a Service (BaaS) is not only here to stay, it came to play: according to a recent Juniper Research report,...

Happy New Year from the Klaros Group! Like our media friends at Axios, Bloomberg, and Fortune, we took stock of the trends that dominated...

BY JONAH CRANE Over the past year, the Federal Reserve has raised interest rates at the fastest pace in history, and quickly rolled back...

BY PATRICK HAGGERTY Banks have been providing back-end services that enable nonbanks to offer financial services to their customers for...

BY CHRISTINA HUNT-FUHR Fraud is everywhere in financial services. It’s increasing in both volume and cost, now accounting for up to 5% of...

BY BRIAN GRAHAM A lot of folks in fintech are still talking about Acting OCC Comptroller Michael Hsu’s recent speech, which among other...

BY STEPHANIE WHITE BOOKER AND PAUL MARKER My Klaros colleagues Lauren Sartwell and Siena Marr explained the Consumer Financial...

BY VINCE CUROTTO Community banks are vital. According to the Office of the Comptroller of the Currency, “These institutions play a...