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Bank Director Magazine’s 2026 Acquire or Be Acquired  (“AOBA”) conference in Scottsdale, AZ wrapped up last week. With over 2,000 attendees, 99 presentations, and 64 exhibitors, this annual gab-fest is the banking industry kick-off event of the year. The conference is refreshingly explicit about its purpose: in a year when M&A sits near the top of the agenda for many bank and nonbank financial executives, AOBA is both timely and essential. The Klaros team met with more than t

Congratulations to the Grasshopper Bank team on the definitive merger agreement with Enova International

Banks and bank holding companies issued $45 billion of subordinated debt in the short period from late 2020 through 2022 and a wave of sub debt refinancings is just beginning to reach the market. Are we ready?

Differences between bank and bank holding company (BHC) capital requirements provide BHCs greater flexibility to optimize their capital structure, creating incentives for the issuance of subordinated debt (sub debt). Sub debt issuance spiked from late 2020 through 2022 as companies sought to take advantage of pandemic-era near-zero interest rates and a flood of investors seeking meaningful yield.

BY JONAH CRANE, BRIAN GRAHAM, AND KEVIN STEIN Once again, the banking system is under stress and banks are in need of additional capital....

BY VINCENT CUROTTO On Weds. May 3, just hours after Jerome Powell assured the public that the U.S. banking sector was “sound and...