Tim O'Shea | Senior Director
Tim O'Shea focuses on fintechs, BaaS, and payments, drawing on experience in startup and community bank leadership and consulting.
Most recently, Tim served as an executive in residence with QED Investors, where he provided fractional compliance leadership and strategic advice to portfolio companies, helping especially with new bank partnerships, product launches, and growth initiatives. Tim remains with QED as a senior advisor focused on regulation and policy.
Previously, Tim led legal and enterprise risk for Reserve Trust, a B2B payments company that had direct access to the U.S. payments system through a Federal Reserve master account. Earlier, he worked for nearly a decade with Promontory Financial Group, assisting fintechs, traditional institutions, and governmental and self-regulatory organizations with strategic, regulatory, and risk issues. He has helped dozens of banks, lenders, and fintechs strengthen compliance and risk programs, with emphasis on consumer compliance, enterprise risk management, and governance. He has also helped evaluate and pursue licenses and charters. Tim has also served as chief of staff of Carver Federal Savings Bank, a community development bank supervised by the OCC, where he led strategic and business planning. During law school, he worked for the majority staff of the U.S. House Committee on Financial Services, helping develop the Dodd-Frank financial reform legislation.
Tim received his law and graduate degrees from Duke University and his undergraduate degree from New York University.