OUR TEAM

Andy Kampf focuses on helping foreign fintechs and financial services businesses evaluate and execute strategies for expansion into the U.S. market.

 

Before Klaros, Andy spent nearly four years as Senior Counsel and interim U.S. government relations lead at Klarna, a leading AI-driven fintech founded in Sweden. At Klarna, he led product and regulatory strategy for the U.S. legal team during a period of extensive growth and improved profitability. He regularly interacted with state and federal regulators and architected the company’s licensing strategy. He also advised on all aspects of Klarna’s payments and lending products and negotiated complex deals with critical merchants, credit bureaus, and card networks. His expertise at Klarna spanned bank partner and true lender issues, novel methods of credit bureau reporting and credit bureau data use, and balance sheet offloading, among other things. Prior to Klarna, Andy spent four years at JPMorgan Chase and Co. as VP Asst. General Counsel, where he focused on credit reporting (FCRA) and other consumer finance regulations. Earlier in his career, he spent nearly seven years at Ballard Spahr representing financial institutions in disputes involving consumer finance regulations.

 

Andy received a BA in political science from Boston College and a JD from Villanova, where he graduated Magna Cum Laude.